there is a big push towards college access. we want people to be able to get to college if they want to, however we need to pay more attention to retention, making sure people can afford to stay in college wants to get there. all of those loans, they can some day pay off by putting their degree to work. there is an entrance and exit interview process in the federal student loan program, but if that is all of the literacy you are getting, you will probably have that rude awakening. this goes back to the idea of a partnership, financial institutions, educational institutions, and in the home helping to teach kids about money. host: financial literacy group did a survey for the university of arizona and as people are interested in finding out more, what is your website? guest: www.financialliteracygroup.com and we have a facebook page and we can answer your questions. host: dan iannicola, thank you for your time. 2012 white house coverage, we are taking an event in michigan. we will bring that to you and you can find out more abou